How To Talk Money With Your Honey

How To Talk Money With Your Honey

Aiming to better understand your partner’s money habits and his or her financial situation now will make you happier and certainly make managing money together much easier in the future. According to TD Bank’s Love + Money Survey, 90% of happy couples discuss finances once a month.

This isn’t an easy conversation to have for many reasons, but it’s well worth it. Here’s how to ease into the money talk with your partner without the shame and embarrassment so many of us fear.

Women are investing less than men: What to know about the gender savings gap

Women are investing less than men: What to know about the gender savings gap

The gender pay gap -- in which women on average earn 80 cents to every $1 earned by men -- is a penalty women see, and feel, directly in their paychecks.

The gender savings gap, in which women traditionally invest and save less than men, is a hidden penalty that also hurts women, many of whom don't realize it until it's too late.

“Celebrating” Equal Pay Day

“Celebrating” Equal Pay Day

Today, April 2, 2019 is Equal Pay Day in the United States, which means that women have to work all the way until today in 2019 to earn what men did in 2018.

In other words, for every dollar a (white, non-Hispanic) man made in 2018, women earned just $0.80.

This is an average so unfortunately, many women have it even worse. Here’s a breakdown of Equal Pay Days.

The 4 Investing Mistakes Women Often Make, According to A Financial Expert

The 4 Investing Mistakes Women Often Make, According to A Financial Expert

If the word "investing" makes you squirm, you're not alone. It's easy to get bogged down in confusion from Martha Stewart indictments to Spotify "going public" to NPR covering the morning stocks. 

But it's also essential for women to do a better job of thinking about long-term investments. 

Why Women Need To Be Wealthy And What We Can Do To Get There

Why Women Need To Be Wealthy And What We Can Do To Get There

If we are financially well (imagine a nice savings buffer in our bank accounts), we can negotiate harder to be paid fairly at work.

We can leave relationships and jobs where we’re being mistreated. We can take more risks in our careers without worrying about the financial implications. We’d see more women on boards and management teams.


A Millennial's Guide to Spending (and Saving)

A Millennial's Guide to Spending (and Saving)

The earlier we start, the easier it is to save up for financial freedom—aka retirement. Why? The eighth wonder of the world: compound interest. While retirement may seem far off when we are young, compound interest (or interest on interest) makes it worth our while to start contributing funds to our retirement early on. Any contributions, including small amounts, make a huge difference when given the chance to accumulate.

What Employees' Financial Unwellness Is Costing Their Companies

What Employees' Financial Unwellness Is Costing Their Companies

Financial wellness means being in a place where you are spending and saving your money thoughtfully, where your behaviors and thinking around your personal finances contribute positively to your short-term and long-term goals. In our money journeys, we’re always working towards more powerful thinking about our finances, which leads to less stress, and ultimately, more wealth. Being in a state of financial wellness also means that a big, unexpected expense (like a hospital bill or other emergency) wouldn’t completely derail us. If we’re financially well, we’re more equipped to handle unanticipated events and their costs.